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FHFA Conforming Loan Limits, 2022

Identification Information
Citation
Publication Date
20230731
Title
FHFA Conforming Loan Limits, 2022
Geospatial Data Presentation Form
vector digital data
Collection Title
U.S. Department of Housing and Urban Development Maps and GIS Data
Publication Information
Publication Place
Publisher
United States. Department of Housing and Urban Development
Abstract
The Federal Housing Finance Agency (FHFA) is an independent regulatory agency that is not part of the Department of Housing and Urban Development (HUD). The FHFA was established by the Housing and Economic Recovery Act of 2008 (HERA) and is responsible for the effective supervision, regulation, and housing mission oversight of Fannie Mae, Freddie Mac (the Enterprises), Common Securitization Solutions, LLC (CSS), and the Federal Home Loan Bank System, which includes the 11 Federal Home Loan Banks (FHLBanks) and the Office of Finance. Since 2008, FHFA has also served as conservator of Fannie Mae and Freddie Mac. Conforming Loan Limits are mortgage limits set annually (as required by HERA) by the FHFA. In order for a mortgage loan to be eligible to be insured by Freddie Mac or Fannie Mae, the loan amount must be less than the loan limit. Mortgage exceeding the Conforming Loan Limit are referred to as amp;quot;non-conforming loansamp;quot; or amp;quot;jumbo loans.amp;quot; While most counties use a single set of Conforming Loan Limits based on the number of units, high cost of living counties use higher Conforming Loan Limits. The FHFA analyzes year-over-year change in average home prices in October of each year using the Monthly Interest Rate Survey (MIRS) to adjust the Conforming Loan Limits for the upcoming year. Geospatial data in this feature service uses the Census 2010 County geographies. To learn more about about the FHFA, please visit:https://www.fhfa.gov/AboutUs For more information about FHFA Conforming Loan Limits, please visit:https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx Date of Coverage: 2022 Data Dictionary:DD_FHFA Conforming Loan Limits
Purpose
FHFA Conforming Loan Limits 2022
Temporal Extent
Currentness Reference
ground condition
Time Instant
20220101
Bounding Box
West
-178.227822
East
146.064818
North
71.390482
South
-14.548699
Theme Keyword
United States. Federal Housing Finance Agency
Housing
Finace
Loans
United States
Theme Keyword Thesaurus
lcsh
Theme Keyword
boundaries
economy
location
society
Theme Keyword Thesaurus
ISO 19115 Topic Categories
Place Keyword
United States
Place Keyword Thesaurus
geonames
Temporal Keyword
Access Restrictions
Other Constraints
Use Restrictions
HUD and the dataset and metadata authors assume no responsibility for the use or misuse of the dataset. No warranty, expressed or implied is made with regard to the accuracy of the spatial accuracy, and no liability is assumed by the U.S. Government in general, the dataset creators or the U.S. Department of Housing and Urban Development specifically, as to the spatial or attribute accuracy of the data.
Status
Complete
Maintenance and Update Frequency
As needed
Point of Contact
Contact Organization
U.S. Department of Housing and Urban Development
Delivery Point
451 7th Street SW rm. 8126
City
Washington
State
D.C.
Postal Code
20410-0001
Country
US
Contact Telephone
202-402-4153
Contact Electronic Mail Address
GIShelpdesk@hud.gov
Credit
U.S. Department of Housing and Urban Development
Native Data Set Environment
Esri ArcGIS 12.9.3.32739
Collection
Title
U.S. Department of Housing and Urban Development Maps and GIS Data
Spatial Data Organization Information
Direct Spatial Reference Method
Vector
Point and Vector Object Information
SDTS Terms Description
SDTS Point and Vector Object Type
GT-polygon composed of chains
Point and Vector Object Count
3234
Entity and Attribute Information
Entity Type
Entity Type Label
FHFA Conforming Loan Limits
Entity Type Definition
FHFA Conforming Loan Limits 2022
Entity Type Definition Source
U.S. Department of Housing and Urban Development
Attributes
OBJECTID
In ArcGIS, a system-managed value that uniquely identifies a record or feature. (Sequential unique whole numbers that are automatically generated.)
Definition Source
HUD Authors
Shape
Feature geometry. (Coordinates defining the features.)
Definition Source
Esri
STATE
Census 2-digit FIPS State Code
Definition Source
HUD Authors
COUNTY
Census 3-digit FIPS County Code
Definition Source
HUD Authors
CNTY_FIPS
STUSAB
State Abbreviation
Definition Source
HUD Authors
COUNTY_NAME
Name of State
Definition Source
HUD Authors
CBSA_CODE
5-digit code for identifying Core Based Statistical Areas
Definition Source
HUD Authors
YEAR_
ONE_UNIT_LIMIT
Conforming Loan Limit for one unit properties.
Definition Source
HUD Authors
TWO_UNIT_LIMIT
Conforming Loan Limit for two unit properties.
Definition Source
HUD Authors
THREE_UNIT_LIMIT
Conforming Loan Limit for three unit properties.
Definition Source
HUD Authors
FOUR_UNIT_LIMIT
Shape_Length
Length of feature in internal units. (Positive real numbers that are automatically generated.)
Definition Source
Esri
Shape_Area
Area of feature in internal units squared. (Positive real numbers that are automatically generated.)
Definition Source
Esri
Distribution Information
Distributor
Stanford Geospatial Center
Metadata Reference Information
Metadata Date
20230808
Metadata Contact
Contact Information
Contact Organization Primary
Contact Organization
Stanford Geospatial Center
Contact Address
Address
Mitchell Bldg. 2nd floor
Address
397 Panama Mall
City
Stanford
State or Province
California
Postal Code
94305
Country
US
Contact Voice Telephone
650-723-2746
Contact Electronic Mail Address
brannerlibrary@stanford.edu
Metadata Standard Name
FGDC Content Standard for Digital Geospatial Metadata
Metadata Standard Version
FGDC-STD-001-1998

FHFA Conforming Loan Limits, 2022

Identification Information

Citation
Title
FHFA Conforming Loan Limits, 2022
Publisher
United States. Department of Housing and Urban Development
Publication Date
2023-07-31
Identifier
https://purl.stanford.edu/jx319dg0236
Geospatial Data Presentation Form
mapDigital
Collection Title
U.S. Department of Housing and Urban Development Maps and GIS Data
Abstract
The Federal Housing Finance Agency (FHFA) is an independent regulatory agency that is not part of the Department of Housing and Urban Development (HUD). The FHFA was established by the Housing and Economic Recovery Act of 2008 (HERA) and is responsible for the effective supervision, regulation, and housing mission oversight of Fannie Mae, Freddie Mac (the Enterprises), Common Securitization Solutions, LLC (CSS), and the Federal Home Loan Bank System, which includes the 11 Federal Home Loan Banks (FHLBanks) and the Office of Finance. Since 2008, FHFA has also served as conservator of Fannie Mae and Freddie Mac. Conforming Loan Limits are mortgage limits set annually (as required by HERA) by the FHFA. In order for a mortgage loan to be eligible to be insured by Freddie Mac or Fannie Mae, the loan amount must be less than the loan limit. Mortgage exceeding the Conforming Loan Limit are referred to as amp;quot;non-conforming loansamp;quot; or amp;quot;jumbo loans.amp;quot; While most counties use a single set of Conforming Loan Limits based on the number of units, high cost of living counties use higher Conforming Loan Limits. The FHFA analyzes year-over-year change in average home prices in October of each year using the Monthly Interest Rate Survey (MIRS) to adjust the Conforming Loan Limits for the upcoming year. Geospatial data in this feature service uses the Census 2010 County geographies. To learn more about about the FHFA, please visit:https://www.fhfa.gov/AboutUs For more information about FHFA Conforming Loan Limits, please visit:https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx Date of Coverage: 2022 Data Dictionary:DD_FHFA Conforming Loan Limits
Purpose
FHFA Conforming Loan Limits 2022
Temporal Extent
Currentness Reference
ground condition
Time Instant
2022-01-01T00:00:00
Bounding Box
West
-179.147339
East
179.778467
North
71.390482
South
-14.548699
Bounding Box
West
-178.227822
East
146.064818
North
71.390482
South
-14.548699
ISO Topic Category
boundaries
economy
location
society
Place Keyword
United States
Place Keyword Thesaurus
geonames
Theme Keyword
United States. Federal Housing Finance Agency
Housing
Finace
Loans
United States
Theme Keyword Thesaurus
lcsh
Resource Constraints
Use Limitation
HUD and the dataset and metadata authors assume no responsibility for the use or misuse of the dataset. No warranty, expressed or implied is made with regard to the accuracy of the spatial accuracy, and no liability is assumed by the U.S. Government in general, the dataset creators or the U.S. Department of Housing and Urban Development specifically, as to the spatial or attribute accuracy of the data.
Legal Constraints
Access Restrictions
otherRestrictions
Other Restrictions
Other Constraints
Legal Constraints
Use Restrictions
otherRestrictions
Other Restrictions
This work is in the Public Domain, meaning that it is not subject to copyright.
Security Constraints
Status
completed
Maintenance and Update Frequency
asNeeded
Collection
Collection Title
U.S. Department of Housing and Urban Development Maps and GIS Data
URL
https://purl.stanford.edu/jx319dg0236
Language
eng
Credit
U.S. Department of Housing and Urban Development
Point of Contact
Contact
HUD eGIS Team
Delivery Point
451 7th Street SW rm. 8126
City
Washington
Administrative Area
D.C.
Postal Code
20410-0001
Country
US
Email
GIShelpdesk@hud.gov
Phone
202-402-4153

Spatial Reference Information

Reference System Identifier
Code
4326
Code Space
EPSG
Version
6.2(3.0.1)

Distribution Information

Format Name
Shapefile
Distributor
Stanford Geospatial Center
Online Access
Protocol
Name

Content Information

Feature Catalog Description
Compliance Code
false
Language
eng
Included With Dataset
true
Feature Catalog Citation
Title
Entity and Attribute Information
Feature Catalog Identifier
a299edb4-cc55-4adb-92e3-8091794bf354UUID

Spatial Representation Information

Vector
Topology Level
geometryOnly
Vector Object Type
composite
Vector Object Count
3234

Metadata Reference Information

Hierarchy Level
dataset
Metadata File Identifier
https://purl.stanford.edu/jx319dg0236
Parent Identifier
https://purl.stanford.edu/wc590wy7472.mods
Dataset URI
https://purl.stanford.edu/jx319dg0236
Metadata Date Stamp
2023-08-08
Metadata Standard Name
ISO 19139 Geographic Information - Metadata - Implementation Specification
Metadata Standard Version
2007
Character Set
utf8
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