<oai_dc:dc xmlns:oai_dc="http://www.openarchives.org/OAI/2.0/oai_dc/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/ http://www.openarchives.org/OAI/2.0/oai_dc.xsd"><dc:creator>New Jersey Department of Community Affairs (NJDCA), Local Planning Services (LPS)</dc:creator><dc:description>Urban Target Areas (UTAs) are Census Tracts designated by the U.S. Department of Housing and Urban Development (HUD). The benefits of buying a home in an Urban Target Area are the following: higher income limits are permitted in qualifying for a loan; higher housing purchase prices are permitted; and there is no first-time homebuyer requirement. Urban Target Areas are defined in Section 143(j) of the IRS Code and become effective upon publication by the IRS. The 2015 version of the NJ Urban Target Area table and feature class was updated based on a list published by the IRS on January 2014. The 2015 spatial view and resulting feature class for the Site Evaluator are created using the 2013 TIGER census tract boundaries, which have been re-projected by NJOIT, OGIS to NAD83 NJ State Plane feet.</dc:description><dc:format>ArcGIS FeatureLayer</dc:format><dc:identifier>https://hub.arcgis.com/datasets/a61c079768074b809058b5ffc73b9f6d_0</dc:identifier><dc:language>eng</dc:language><dc:publisher>New Jersey Geographic Information Network (NJGIN) Open Data Portal</dc:publisher><dc:rights>Public</dc:rights><dc:title>Urban Target Areas in New Jersey [New Jersey]</dc:title><dc:type>Web services</dc:type><dc:coverage>New Jersey</dc:coverage><dc:date>Last Modified: 2021-10-22</dc:date></oai_dc:dc>