<oai_dc:dc xmlns:oai_dc="http://www.openarchives.org/OAI/2.0/oai_dc/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/ http://www.openarchives.org/OAI/2.0/oai_dc.xsd"><dc:description>Lending is a category of data layers within the PolicyMap application. To find each layer, log in to PolicyMap, select a category, and browse to the desired layer. Layers include: Banking: Bank Branch Offices; Banking: Credit Union Branches; Banking: FDIC Bank Failures; CDFI Fund: Certified CDFIs; CDFI Fund: New Markets Tax Credit (NMTC) Community Development Entities; Historic Lending Boundaries: Home Owners' Loan Corporation Risk Maps (1935-1940); Mortgage Loans: All Mortgage Originations; Mortgage Loans: Home Purchase Loans; Mortgage Loans: "Piggyback" Loans; Mortgage Loans: Refinance Loans; Mortgage Loans: Prime Mortgages; Mortgage Loans: High-Cost Mortgages; Mortgage Loans: Government-Insured Loans; Mortgage Loans: Loan to Income "Leverage" Ratio; Mortgage Loans: Mortgages By Race or Ethnicity; Mortgage Loans: Mortgages By Borrower Income; Mortgage Loans: Mortgages By Tract Income; Mortgage Loan Denials: All Mortgage Denials; Mortgage Loan Denials: Home Purchase Loans; Mortgage Loan Denials: By Race or Ethnicity; Small Business Loans: All; Small Business Loans: By Amount or Borrower Revenue; Small Business Loans: By Leading Lenders; Small Farm Loans: All; Small Farm Loans: By Amount or Borrower Revenue; Small Farm Loans: By Leading Lenders; Federal Programs: CRA Eligible Tracts; Federal Programs: CRA Eligibility; Federal Programs: CDFI Investments; Federal Programs: New Markets Tax Credit (NMTC) Investments; Unbanked Households: Unbanked; Unbanked Households: Underbanked</dc:description><dc:format>Tabular Data</dc:format><dc:identifier>999-0003-004</dc:identifier><dc:language>eng</dc:language><dc:publisher>PolicyMap</dc:publisher><dc:relation>8888-001</dc:relation><dc:rights>Restricted</dc:rights><dc:title>Lending (PolicyMap)</dc:title><dc:type>Datasets</dc:type><dc:coverage>United States</dc:coverage></oai_dc:dc>