<oai_dc:dc xmlns:oai_dc="http://www.openarchives.org/OAI/2.0/oai_dc/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/ http://www.openarchives.org/OAI/2.0/oai_dc.xsd"><dc:creator>Baltimore Neighborhood Indicators Alliance</dc:creator><dc:description>The percent of first lien mortgage applications for single family homes that were originated or approved out of all applications in the area. The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose information about mortgages in neighborhoods. Source: Consumer Financial Protection Bureau Years Available: 2019, 2021, 2022, 2023</dc:description><dc:format>ArcGIS FeatureLayer</dc:format><dc:identifier>https://hub.arcgis.com/datasets/65be6cfbb0f8486f9d1c1a9ee9db16da_0</dc:identifier><dc:language>eng</dc:language><dc:publisher>Open Baltimore</dc:publisher><dc:rights>Public</dc:rights><dc:title>Percent of Residential Mortgages Originated or Approved - Community Statistical Area [Maryland--Baltimore]</dc:title><dc:type>Web services</dc:type><dc:coverage>Maryland--Baltimore</dc:coverage><dc:coverage>Maryland</dc:coverage><dc:date>Last Modified: 2025-05-20</dc:date></oai_dc:dc>