Datasets, Web services > United States > 2020-2024

FHFA Conforming Loan Limits [United States]

United States. Department of Housing and Urban Development · 2020 Full Details

Full Details

Title
FHFA Conforming Loan Limits [United States]
Description
The Federal Housing Finance Agency (FHFA) is an independent regulatory agency that is not part of the Department of Housing and Urban Development (HUD). The FHFA was established by the Housing and Economic Recovery Act of 2008 (HERA) and is responsible for the effective supervision, regulation, and housing mission oversight of Fannie Mae, Freddie Mac (the Enterprises), Common Securitization Solutions, LLC (CSS), and the Federal Home Loan Bank System, which includes the 11 Federal Home Loan Banks (FHLBanks) and the Office of Finance. Since 2008, FHFA has also served as conservator of Fannie Mae and Freddie Mac. Conforming Loan Limits are mortgage limits set annually (as required by HERA) by the FHFA. In order for a mortgage loan to be eligible to be insured by Freddie Mac or Fannie Mae, the loan amount must be less than the loan limit. Mortgage exceeding the Conforming Loan Limit are referred to as "non-conforming loans" or "jumbo loans." While most counties use a single set of Conforming Loan Limits based on the number of units, high cost of living counties use higher Conforming Loan Limits. The FHFA analyzes year-over-year change in average home prices in October of each year using the Monthly Interest Rate Survey (MIRS) to adjust the Conforming Loan Limits for the upcoming year. Geospatial data in this feature service uses the Census 2010 County geographies. To learn more about about the FHFA, please visit:https://www.fhfa.gov/AboutUs For more information about FHFA Conforming Loan Limits, please visit:https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx Date of Coverage: 2022 Data Dictionary:DD_FHFA Conforming Loan Limits
Creator
United States. Department of Housing and Urban Development
Temporal Coverage
Last modified 2024
Date Issued
2020
Access Rights
Public
Language
English
Date Added
August 28, 2025

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  • Citation
    United States. Department of Housing and Urban Development (2020). FHFA Conforming Loan Limits [United States]. . https://hudgis-hud.opendata.arcgis.com/datasets/4b9a3a33708c4771bb89dcfa0a7164f1 (dataset)
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