Text of Home Owners' Loan Corporation area descriptions [Schenectady, New York] {1938} Full Details

Full Details

Title:

Text of Home Owners' Loan Corporation area descriptions [Schenectady, New York] {1938}

Description:

These images are scans of the original text documents of area descriptions from the Home Owners' Loan Corporation for Schenectady, New York. During the 1930s and early 1940s, HOLC staff members, using data and evaluations organized by local real estate professionals—lenders, developers, and real estate appraisers—in each city, assigned grades to residential neighborhoods that reflected their "mortgage security" that would then be visualized on color-coded maps. Neighborhoods receiving the highest grade of "A"—colored green on the maps—were deemed minimal risks for banks and other mortgage lenders when they were determining who should received loans and which areas in the city were safe investments. Those receiving the lowest grade of "D," colored red, were considered "hazardous." To download this dataset in other formats, visit http://dsl.richmond.edu/panorama/redlining/#text=downloads

Creator:

Home Owners' Loan Corporation

Provider:

American Panorama

Resource Class:

Other

Subject:

Discrimination in mortgage loans

Theme:

Property, Society, and Economy

Temporal Coverage:

1938

Place:

New York--Schenectady, New York

License:

https://creativecommons.org/licenses/by-nc-sa/4.0/

Access Rights:

Public

Format:

JPEG

Language:

English

Date Added:

2022-05-13